Serve customers where they are – digitally and physically
Stay relevant and inclusive without compromising margins
Two Ways To Offer Cash Access
Stand-In Model
Reduce CAPEX & OPEX for cash services, Avoid compliance overhead, Reach more customers – even in rural or underserved areas, Go live fast – without changing your core systems
Stand-Out Model
Lower cost per transaction, fixed access fees for predictable budgeting, no capital expenditure required, and new revenue potential through embedded finance.
Compare The Models
Stand-In
Feature
Stand-Out
Sonect
Licensing
Bank
Web / Lite
SDK Type
Full SDK
Sonect or Co-brand
Branding
100% White-label
Sonect
Onboarding
Bank
Fast
Time to Market
Medium
Sonect Finacial License
Access Model
Partner License
Fintechs, Retail, Acquirers & PSPs
Ideal For
Banks, Neo-Banks
Sonect Advantages
01. More service
Expand your cash network and reduce fees compared to traditional ATMs.
02. More digital
Offer modern, mobile-first cash services via app or SDK.
03. More choice
Give customers access to 3,300+ partner shops in Switzerland and growing across Europe.
04. More revenue
Save on ATM investments and operating costs while creating new income streams.
05. More security
Ensure full compliance with EU regulations through Sonect’s in-house, Swiss-hosted infrastructure.
06. More comfort
Integrate easily with minimal effort using our white-label app or SDK.