We Are Sonect
Easy cash, everywhere. Since 2016.
Our Story
Founded in 2016 in Zurich, Sonect began with a bold vision: To simplify how people interact with cash — and digitize the entire infrastructure behind it.
Today, Sonect is one of Europe’s most innovative fintech platforms for cash access, cash deposit, and cash disbursement.
We connect banks, fintechs, merchants, and apps through a unified, API-driven ecosystem — and make cash truly borderless.
Our Products
Cash-Out
Withdraw cash at retail stores, without using a traditional ATM. Accessible via the Sonect app or partner wallets and banking apps.
Cash-In
Deposit physical cash into your digital account at participating retail locations. Ideal for unbanked users, gig workers, or those handling cash revenue.
Cash Link
Our programmable API for cash disbursement. It enables partners to send cash to users across retail locations — whether for P2P transfers, insurance claims, loan payouts, or government benefits. Cash Link is the bridge between digital finance and physical delivery.
Our Vision
To build the largest virtual ATM and cash services network in the world – and to empower people with the freedom to manage cash on their terms.
We’re reducing cost, increasing reach, and creating new revenue opportunities for partners.
We are bold. We are fast. We are trusted by thousands of shops and millions of users.
Our Mission
We connect the physical and digital worlds of money. We empower people and businesses to withdraw, deposit, and send cash – easily, securely, and without dependency on legacy infrastructure.
Our goal is to embed cash services directly into the digital journeys people already use – and to make them available everywhere.

Our Values
01. Empowerment
Whether with our customers or our employees. We believe in personal strengths, and in giving everyone the freedom to do what they do best. This is the optimal way to build on existing knowledge and develop new skills.
02. Vision & Principles
We create simple access to financial services, for anyone, anywhere.
03. Passion
Whether with our customers or our employees. We believe in personal strengths, and in giving everyone the freedom to do what they do best. This is the optimal way to build on existing knowledge and develop new skills.
04. Trust
Our company is based on a culture of empathy, trust and transparency – and we live these values every day. We are a reliable partner and we build trusting relationships that are meant to last.
Become Part Of The Revolution!
Your goal is nothing less than to change the world – or at least to change the way we deal with cash? We are always looking for new talents who want to join us in revolutionising the market.
